(A) User shall use Mercer Human Resource Consulting BenefitsAsia site for lawful purposes only.  User shall not post or transmit through Mercer Human Resource Consulting BenefitsAsia site any material which violates or infringes in any way upon the rights of others, which is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable, which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law, or which, without Mercer Human Resource Consulting's express prior approval, contains advertising or any solicitation with respect to products or services. Any conduct by a user that in Mercer Human Resource Consulting's discretion restricts or inhibits any other user from using or enjoying Mercer Human Resource Consulting BenefitsAsia site will not be permitted. User shall not use Mercer Human Resource Consulting BenefitsAsia site to advertise or perform any commercial solicitation, including, but not limited to, the solicitation of users to become users of other on-line information services competitive with Mercer Human Resource Consulting BenefitsAsia site.

(B) Mercer Human Resource Consulting BenefitsAsia site contains copyrighted material, trademarks and other proprietary information, including, but not limited to, text, software, photos, video, graphics, music and sound, and the entire contents of Mercer Human Resource Consulting BenefitsAsia site are copyrighted as a collective work under the United States copyright laws. Mercer Human Resource Consulting owns a copyright in the selection, coordination, arrangement and enhancement of such content, as well as in the content original to it. User may not modify, publish, transmit, participate in the transfer or sale, create derivative works, or in any way exploit, any of the content, in whole or in part. user may download copyrighted material for user's personal use only. Except as otherwise expressly permitted under copyright law, no copying, redistribution, retransmission, publication or commercial exploitation of downloaded material will be permitted without the express permission of Mercer Human Resource Consulting and the copyright owner. In the event of any permitted copying, redistribution or publication of copyrighted material, no changes in or deletion of author attribution, trademark legend or copyright notice shall be made. user acknowledges that it does not acquire any ownership rights by downloading copyrighted material.

(C) User shall not upload, post or otherwise make available on Mercer Human Resource Consulting BenefitsAsia site any material protected by copyright, trademark or other proprietary right without the express permission of the owner of the copyright, trademark or other proprietary right and the burden of determining that any material is not protected by copyright rests with user. user shall be solely liable for any damage resulting from any infringement of copyrights, proprietary rights, or any other harm resulting from such a submission. By submitting material to any public area of Mercer Human Resource Consulting BenefitsAsia site, user automatically grants, or warrants that the owner of such material has expressly granted Mercer Human Resource Consulting the royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate and distribute such material (in whole or in part) worldwide and/or to incorporate it in other works in any form, media or technology now known or hereafter developed for the full term of any copyright that may exist in such material. user also permits any other user to access, view, store or reproduce the material for that user's personal use. User hereby grants Mercer Human Resource Consulting the right to edit, copy, publish and distribute any material made available on Mercer Human Resource Consulting BenefitsAsia site by user.

(D) The foregoing provisions are for the benefit of Mercer Human Resource Consulting, its subsidiaries, affiliates and its third party content providers and licensors and each shall have the right to assert and enforce such provisions directly or on its own behalf.